Personal Lines

First Premium® Insurance Group, Inc. offers a full range of Personal Lines products, including an exclusive coverage, Supplemental Natural Disaster Protection. We represent several  carriers and have programs with full underwriting and claims authority.

Click here to access our producer business center to quote, bind, sign and finance a policy in a matter of minutes. The entire finance process and all account information is handled in house by our full-service finance team.

With a staff of experienced underwriters, we specialize in prompt, friendly service. Should you have any questions, contact one of our team members today, toll free at (800) 256-2171 or email us.

  • Homeowner's Insurance

    Homeowner’s Insurance, also commonly called Hazard Insurance, typically covers the following property types:

     

  • Coverage A – main dwelling (building)

  • Coverage B – other structures

  • Coverage C – contents

  • Coverage D – loss of use / additional living expenses

  • Coverage E – liability

    • It is a multiple-line insurance, including both property and liability coverage, combined on one policy with a single premium. Standard insurance forms divide coverages into several categories, so as to cover most risks.

  • Dwelling Insurance

    Dwelling Insurance is similar to a homeowner’s policy but used for residences which do not qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.  This type of coverage can also be used to protect garages, sheds or other structure type buildings. 

  • Mobile / Manufactured Home Insurance

    Mobile/Manufactured Home Insurance is a form of homeowner’s insurance that covers mobile or manufactured homes as well as tied down travel trailers. This policy is for units used as principal residences, secondary or seasonal residences, rentals, or as commercial offices.

  • Boat Insurance

    Through our marketing partners, we offer insurance for various types of watercraft such as small boats, high performance boats, and yachts.  We also provide commercial coverage for boat rentals, non passenger vessels, and passenger vessels. Online tools are available to help you quote smaller pleasure boats and submit applications for larger boats and high performance risks.

  • Personal Liability Insurance

    Comprehensive Personal Liability or Excess Liability/Umbrella is written to cover damages in excess of the primary or underlying limit of liability insurance.  In addition to these lines of liability products, Personal Farm Liability is also available. 

  • Builder's Risk

    Builder’s Risk Insurance provides protection against loss or damage to a home while under construction.  This insurance is typically terminated when the construction work has been completed and the home is ready for occupancy.