Your Privacy Is Important To Us
At RPS First Premium® your privacy is
very important to us. Knowing personal information about
you is an essential part of our business of providing you
with insurance products and services. We value your trust
and want you to be confident that we are strongly
committed to protecting your privacy. In accordance with
Federal Regulations, we are providing you with notice of
our privacy policy. This notice will be given the first time
we do business and every year that you are a customer of
First Premium®. We will inform you
if we make any changes to this privacy policy.
Information That We Collect
In Order To Serve You
We collect and use information that we feel is necessary to
administer the insurance products we offer and to provide
you with the best level of service possible. We collect
information about you from several sources including:
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Information supplied by you on your insurance application or other forms.
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Through telephone or personal interviews.
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From your transactions with us, such as your payment history,
underwriting and claim documents.
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From Non-RPS First Premium®. companies that
provide us your credit and claim history.
Information We Disclose
And To Whom We May Disclose It
We do not disclose any nonpublic personal information
about you, as our customer or former customer, except as
described in this notice.
We may disclose any nonpublic personal information we
collect about you, as described above, to companies that
perform services on our behalf.
We may share information we collect with other companies
within our family of companies. Our “family” is the group
of companies listed below that are related by common
control or ownership. We share information within this
family as a normal part of conducting company business
and offering products and services to customers.
We may disclose all of the information we collect as
described above to companies that perform marketing
services on our behalf or to other financial institutions with
whom we have joint marketing agreements.
We may disclose nonpublic personal information about you, such as
described above, to the following types of third parties that
perform marketing services on our behalf or with whom we
have joint marketing agreements:
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Insurance Companies, Insurance Agencies, Insurance Agents and Brokers,
Insurance Agent and Broker Associations.
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Marketers of Insurance Related Products or Insurance Related Enhancements.
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Banks and Savings and Loan Associations.
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Providers, sellers or marketers of Group Purchasing Plans.
We may disclose the information we collect, as described
above, for the purpose of servicing the insurance or finance
contract that has been provided to you through First
Premium® or other companies within
our family.
We may also disclose nonpublic personal information about
you to nonaffiliated third parties as permitted by law.
Our Security Procedures
We maintain procedures and technology designed to
prevent unauthorized access to personal information. We
maintain physical, electronic, and procedural protections in
accordance with applicable standards to protect personal
information. We restrict access to personal information to
employees and service providers for legitimate business
purposes to assist in providing products or services to you.
Employees who violate our Privacy Policy are subject to
disciplinary action.
Your Rights
We are committed to protecting your personal information,
and to using or sharing it in ways that will improve or
expand upon the services we provide to you. We also want
you to know that – as a valued customer – you may request
through an opt-out response that we not share certain
information. If you wish to opt out of information sharing
with affiliates and non-affiliates (other than sharing
permitted by law) please call us toll free at (800) 256-2171
and we will mail you an opt out form. Please ask for the
Director of Privacy.
First Premium Family of Companies
- First Premium® Group, L.L.C.
- First Premium® Insurance Group, Inc.
- First Premium®, Inc.
This privacy notice is given on behalf of all of the above
named companies who each follow the policies set forth
herein.